Pregnancy
Contributed by Morgan Speight and current to 1 March 2017
Circumstances that are covered
ACC can provide cover in two distinct circumstances:
- Where a pregnancy occurs as a result of a rape - section 20 (2) (a) Accident Compensation Act 2001
- Where a pregnancy occurs a result of a failed female sterilisation procedure - section 20 (2) (b) Accident Compensation Act 2001
Pregnancy is recognised as a personal injury where it happens as a result of either of these circumstances -
Allenby v H [2011] NZSC 71.
Circumstances that are not covered
- Pregnancy that is the result of consensual sex
- Pregnancy that is the result of a failed vasectomy
- Pregnancy that is the result of a failed contraceptive method (not including sterilisation procedures).
Who is covered?
- Where the claim is for a pregnancy that will be covered, the pregnant person will be entitled to ACC benefits.
- Where a child sustains ante-natal injuries, but is born alive then:
- That child is entitled to ACC benefits
- The biological mother of the child will only be entitled to ACC benefits if she also suffers an injury to herself (this can be a physical, mental or treatment injury) - Harrild v Director of Proceedings [2003] NZCA 12
- Where a woman becomes infertile as a result of a treatment and it is an unintended and unexpected consequence. This will include a treatment that is intended to render a person infertile for a limited time, but their infertility lasts for longer than the intended and expected time period - S R v Accident Compensation Corporation [2011] NZACC 355
Areas that are uncertain
This area of the law is currently undergoing a lot of development, and as a result, there are some areas that are uncertain. It is currently unclear:
- How long ACC entitlements will last for a pregnancy that attracts ACC entitlements;
- The kind of treatments which will count as a sterilisation procedure, and how far this cover will extend.
This can be a complicated area of law, and it may be advantageous to consult a lawyer if you think that your pregnancy may be eligible for ACC cover, particularly if ACC declines your claim.